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Objective Guidance for Professionals
55 and Up

emailinfo@berglandwealth.com
Tel: (601) 956-5181
Toll-Free: (800) 588-3517

COVID-19 Update: We have not experienced any disruption to our firm. 


We remain committed to providing the highest level of service to our clients and remain available to potential clients who are interested in evaluating our firm. 


"Finally, an advisor who addresses all our concerns
so we can work together on a comprehensive strategy."



You have been around. You have seen it. After medical school or your chosen advanced degree, you set out on building a career. You are smart and successful. Yet the demands of family and career have left you little time to focus on finances. The financial practitioners you have met so far were more oriented to their products than an overall strategy, but it was a way to get money put away for later. Now you realize the importance of a comprehensive plan. 

You want to get your financial matters organized so you can make informed, smart decisions, to maximize the probability of achieving all those things that are most important to you. 

We can help. 



Our clients typically fall into two categories: specialty physicians or retirees.  We work with professionals, primarily physicians, in the prime of their careers. They are smart, successful, and so busy they have trouble finding the time to organize and plan their finances. They seek an advisor but, even if they had the time, they are not sure where to look. Most have dealt with enough financial salespeople to know what they don’t want.  

Some of their top concerns include:

  • Accounts spread across different institutions and prior employers
  • Questions outside the expertise of their current advisors
  • Finding a way to pull everything together so that it is easier to manage
  • Making sure their spouse or family has a continuity of care if anything happens to them

Our mission is to guide you through a comprehensive plan. You want to make smart, informed decisions to achieve what’s most important to you. We are focused on attending to the details and moving you forward in a well-thought-out strategy. We always serve in the role of fiduciary. Learn more about the benefits of working with a fiduciary here.  


One client’s story illustrates how we are different.


“We knew we needed to talk to a different kind of advisor” reported the physician who had been referred to us.
They had questions about reducing taxes, estate planning, and managing their investment portfolio.
But every meeting with the previous advisor was about buying something new.

“Every time the advisor visited, he found some new risk if one of us passed away. So we bought more life insurance.
It got to the point where we realized we didn’t have a plan because we were continually buying something new. We realized there had to be a better way”


Our approach is different. We do not sell products.



"It's not just about your money. It's about living your Ideal Life.®"
-John E. Bergland, Jr

We develop a comprehensive, personalized analysis of the full range of your financial needs and develop recommendations that touch each area of your overall financial strategy. 

Developing your strategy may include:

  • Cash Flow Planning
  • Reviewing Your Tax Returns
  • Analyzing your portfolio
  • Reviewing pre-retirement and post-retirement income strategies
  • Reviewing your current estate plan
  • Reviewing your beneficiary designations
  • Wealth Protection
    (disability, premature death, catastrophic medical expenses, legal risks)
  • Discussing charitable giving





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The Informed Investor
enter your email address and click "Send me my free report"

Services

Investment Consulting is the management of all investment elements to maximize the probability of your achieving all that is important to you.
This includes:

  • Portfolio performance analysis
  • Risk evaluation
  • Asset allocation
  • Assessment of impact of costs
  • Assessment of impact of taxes
  • Investment Policy Statement


We take a structured approach to investing. Avoiding short-lived investments fads, we instead focus on the efficiency of the global markets. Markets work. Why not let the markets work for you? By diversifying across the global markets you are able to capture market rates of return but with less risk. Amazing. But true. The goal is to minimize fees, minimize turnover, minimize taxes (by being tax efficient), and be globally diversified so as to minimize uncompensated risk from your portfolio.

Following our investment philosophy we help you:

  • Minimize fees
  • Maintain broad global diversification across asset classes
  • Minimize turnover
  • Invest globally in the global markets where expected returns come from

Wealth Management consists of three components: Investment Consulting, Advanced Planning, and Relationship Management.

Investment Consulting

is the management of all investment elements to maximize the probability of you achieving all that is important to you.

Advanced Planning

goes beyond investments to address other areas of financial challenges or concerns ranging from wealth protection, wealth enhancement, wealth transfer, and charitable giving.

Relationship Management

centers around three different groups: the client, the client's other professionals, as well as our professional network.


Our professional network includes CPA's, attorney's, as well as insurance agents. We believe open communication and collaboration among your professional team (CPA's, attorney's, insurance agent(s), etc.) makes a significant impact to the overall success of your wealth management plan.

We do not accept referral fees from other professionals; thus, there is zero conflict created by our recommendation to another professional as we are not being compensated for that referral.

We possess the qualities you seek in an advisor. As a Fee-Only, independent Registered Investment Advisory firm since 1985, we offer both investment management and wealth management services to our clients. Registered Investment Advisors are held to a Fiduciary Standard of care by both federal and state law requirements. "Broker-Dealers" are not Registered Investment Advisors and therefore are not held to the higher standard of care. When working with a Registered Investment Advisor, clients may be rest assured the advisor is required to work in the client's best interest.

Simply put, a fiduciary standard means that we put your best interests first. We are committed to providing you with the best advice we can give without any conflicts of interest. We are required to act with undivided loyalty to you and provide complete transparency and disclosure when it comes to our compensation or investment approach.

Get our free report – The Informed Investor

Our Process

Our process thoroughly addresses all aspects of a successful professional's finances and makes them easy to manage within their frantic schedules. Wealth Management consists of three components: Investment Consulting, Advanced Planning, and Relationship Management. Our consultative process addresses each of these areas in a system that coordinates with your other professional advisors.


The Bergland Story

From the Coast Guard to seminary to finding his true calling serving people as a fiduciary, the story of Bergland Wealth Management follows the journey of our founder John E. Bergland, Jr. A jarring encounter with his distraught father inspired the vision of creating a firm to guide people in their most important financial and life decisions. Read more of our story here .


Getting Started is Easy

While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.

To help prepare for this initial call, you should have a basic idea of your current financial picture and financial goals. How are things now? Do you have any concerns? What do you hope to accomplish in the next few years and longer term?  

The first step is to schedule a complimentary 30 minute call with Tiffany.  You may use the link below or email info@berglandwealth.com.

   

30 Minute Call

Please use the form below to share whatever concern is on your mind.  

This form is not meant for sharing sensitive or personal materials.

  





Bergland Wealth Management, Inc. BBB Business Review

Fiduciary Standard

fi•du•ci•ar•yA financial advisor held to a fiduciary standard occupies a position of special trust and confidence when working with a client. As a fiduciary, the financial advisor is required to act with undivided loyalty to the client. This includes disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest.
- Focus on Fiduciary

Registered Investment Advisors are held to a Fiduciary Standard of care by both federal and state law requirements. "Broker-Dealers" are not Registered Investment Advisors and therefore are not held to the higher standard of care. When working with a Registered Investment Advisor, clients may be rest assured the advisor is required to work in the client's best interest.

Simply put, a fiduciary standard means that we put your best interests first. We are committed to providing you with the best advice we can give without any conflicts of interest. We are required to act with undivided loyalty to you and provide complete transparency and disclosure when it comes to our compensation or investment approach. 

Further, we do not pay or accept referral fees. If we recommend another professional it will be solely because they may be the right advisor for the need. Similarly, if another recommends us we want it to be because we are the right advisor and not because they are being incentivized to send us clients.